Buying a new house is a matter of pride and prestige for any family in India. With housing prices still unaffordable for the common man, taking home loans have become an increasingly common way to finance the high upfront costs of purchasing a house. However, some companies charge very high interest rate and service charges, which can increase the financial burden of servicing the loan. It is very important to choose the right home loan company to get the lowest rates, best services and flexible payment options for your home loan.

Here is our list of the top 10 home loan companies in India 2021:

Housing Development Finance Corporation (HDFC)

The biggest private sector lender in India, HDFC Housing Finance offers some of the most competitive home loan rates in India. With interest rates starting from 6.75% and a servicing fee of 0.5%, it aims to provide affordable home loans for everyone across India. A specialized home loan and mortgage lender since 1977, it is one of the most affordable and accessible home loan providers in India.

State Bank of India (SBI)

The largest bank in India and the market leader in the home loan segment, SBI is a popular choice for home loans in India. Its home loans start from an interest rate of 6.7%, and have a processing fee of 0.4% up to Rs.30000. Due to its vast reach and affordability, it is one of the best companies to get a home loan from in India.

Kotak Mahindra Bank

A rising company in the home loan segment, Kotak Mahindra Bank offers an interest rate of 6.65%, the lowest among all lenders in the current time. It has a processing fee of 0.5% plus statutory dues, and no prepayment charges up to 25% of the home loan value in every 6 months. Its focus on providing the best customer service makes it one of the top choices for home loans in India. 

ICICI Bank

A leading private sector home loan provider, ICICI Bank provides home loans at a competitive interest rate of 6.75% and a processing fee of 0.5% plus taxes. ICICI Bank offers various types of home loan plans to meet the needs of its variety of customers, and is a great choice for obtaining home loans in India.

IDBI Bank

A fast-growing financial services provider, IDBI Bank provides cheap and affordable home loans in India. It offers a low interest rate of 6.8%, and unlike other home loan companies, it has a fixed processing fee ranging from Rs. 3500 to Rs. 20000 depending on the size of the loan. It has a wide reach with 1800+ branches and 75 loan processing centers, and is one of the best home loan providers in India. 

LIC Housing Finance

A subsidiary of the largest life insurance company in India, LIC Housing Finance is one of the largest public home loan companies in India. It provides an interest rate of 6.9%, and has minimal processing fees for eligible plans. It also offers zero prepayment penalty, and is one of the leading companies for home loans.

Punjab National Bank (PNB)

A reputed public sector bank, home loans offered by Punjab National Bank have an attractive interest rate starting from 6.8%, and a processing fee of 0.35% up to a maximum of Rs. 15000. It also offers overdraft and top-up facilities to its borrowers, and has no prepayment penalty for floating interest rate loans, making it an attractive choice for home loans.

Bajaj Finserv

A growing company in the home loan industry, Bajaj Finserv aims to make the home loan process easy and smooth for its customers. It offers starting interest rates from 6.75% under the Pradhan Mantri Awas Yojana (PMAY) scheme, and charges a processing fee of 0.8-1.2%. Its features such as top-up loans, no foreclosure and prepayment charges, minimal documentation and easy-to-use digital customer portal make it one of the top companies for home loans in India.

Axis Bank

One of the leading private banks in India, Axis bank also provides competitive home loans for its customers. It has a starting interest rate of 6.9% and a minimum service fee of Rs. 10000 up to 1% of the loan amount. It has no prepayment charges and offers long tenures up to 30 years, and is a reliable provider of home loans in India.

L&T Housing Finance

A subsidiary of L&T Finance, L&T Housing Finance is building a strong position in the housing loan industry. It offers a starting interest rate of 7.7% and has competitive processing fees. What makes it a great choice for home loans is that it provides home loans up to 10 crores and 90% of the property value, and offers a maximum tenure of 30 years up to the age of 65, which make it attractive for customers who want a longer tenure and need a larger loan amount.

That ends our list of the best home loan companies in India. When taking a home loan, it is very important to compare not only the company’s interest rate, but also service and processing charges and extra features such as top-up loans and prepayment facility. Additionally, the interest rate one receives is also determined by other factors such as credit score, age, bank statements etc. Hence, it is very important to choose the best companies that provide you with the most affordable home loans in the market.

Are you finding a way to access the websites that are blocked in your country? Or trying to shield your data and privacy? If yes, then you should know about the VPN services. VPN or virtual private network is the most secure way to access any website or app without a risk of the interference of any third party.

A VPN software will encrypt your internet connection by changing your IP address and by doing so, it will maintain your anonymity, enhance the security of your data and let you access restricted web contents.

Here we have a list of top 10 VPN services that you can easily access on your android or iPhone. We will also let you know how to operate these services on your device. So, make sure you read the whole thing to know everything in detail.

Best 10 VPN Services For Mobile For Anonymous Browsing, Downloads & Streaming in 2021

1. ExpressVPN

ExpressVPN is one of the most trusted and top rated VPNs till date. You can access super fast contents and apps through it. The VPN is specially known for its great HD and 4K streaming services. You will get to access Chrome, Firefox and edge extensions for your conveniences. The best part is you will get 24/7 live chat support from the company if you face any difficulty while connecting. 

2. CyberGhost VPN

With Cyber Ghost you will get strong privacy features and a superfast speed. It will support you with the Chrome and Firefox extensions. And just like ExpressVPN, it gives you 24/7 live chat support if you face any issue regarding the software. 

3. Private Internet Access

This is another VPN that gives you uninterrupted speed and advanced level security in your android device. You can operate Chrome and Firefox extensions when you are using this VPN. The plus point in this VPN is that it includes an Ad-blocker. Therefore, your internet surfing becomes more hasslefree.

4. Surfshark

This VPN is specially designed for beginners. It includes torrent friendly servers for you. With strong privacy features and encryptions you can have seamless connectivity with the website or app that you are accessing. It gives you Firefox and Chrome extensions along with 24/7 live chat support.

5. IPVanish

This VPN is suitable for Android, Firestick and Kodi users. It comes with advanced privacy protection and fast VPN services. It will be easy for you to use and surf through censored apps and websites.

6. Hotspot shield

Along with fast speed and security, you will get malware protection with this VPN. chrome extensions and 24/7 live chat support is also available.

7. VyprVPN

The VYPRVPN has the NAT firewall in their VPN services. You will also get proprietary anti-censorship protocol and live chat support. Its security services and speeds are nothing to mention separately. 

8. PrivateVPN

With PrivateVPN you will get unlimited bandwidth so that you can get faster network speeds. You can access the custom Play Store app with 100% anonymity with this VPN. This is going to be a very pocket friendly deal for you as it will let you access one account with 6 android devices and you will also get a 30-day money back trial.

9. StrongVPN 

You can download StrongVPN on any of your android devices very easily and access all the features that you expect from a VPN. you will get chrome extensions and 24/7 live chat support as well.

10. NordVPN

NordVPN has a special ad-blocker included in their software. The secured and fast accessibility and Chrome and Firefox extensions make your surfing easier and joyful. Do not forget to take help from the live chat support if you ever need it.

How to download and use VPN

Setting up a VPN connection in your android device is very easy. You just have to follow a few steps.

1. Go to your favorite VPN website and login by subscribing to your favorite plan. You have to save the username and password for later.
2. Now you have to download the particular app on your mobile device from Google Play Store or Apple App Store. 
3. After downloading the app you have to use the username and password in it.
4. Now you have to choose your favorite server option and you are all set for the purpose. 

So, this was a list of the top 10 easy to use VPNs on Android or iPhone devices. The steps will help you to access the VPN very easily on your phone. So choose the right VPN service and go on with fast, safe and uninterrupted internet surfing.

Are you still shuffling papers for tracking your order and payment details and wondering why you are unable to grow your business? Then you should know that using a billing and invoicing tool can save much of your time that you can give on concentrating over your business development. So, here we have the name of 10 easy to operate billing and invoicing softwares that you can use and keep a track on all the records. 

1.  Zoho Invoice

Zoho is one of the most popular billing and invoicing software. It is an easy to understand and easy to operate software that is suitable for mid-size businesses and sole proprietors. It is visually appealing, therefore, you will enjoy recording your business data. The speciality of this tool is that you can customize it as per your needs.

2. FreshBooks 

FreshBooks allows you to access great accounting features like, double entry accounting, bank reconciliation and journal entries as well. You can also focus on invoicing with this software. This will be an easy to use and proper thing for those who have basic accounting function requirements and bookkeeping needs in their business. It is designed to understand the needs of individual small businesses. So, whatever your business type is, you can use it without any issues.

3. Bill.com

This is another convenient way of handling bills and invoices. With Bill.com you can control your payable accounts, manage domestic and international payments and also store receipts and invoices. Along with that you can also track your account receivable, and therefore, it becomes easier to pay and get paid. It has strong security features that does not let you lose any data ever.

4. Intuit QuickBooks Online

This one is an online accounting application that has immense flexibility and extensibility. It is very easy to use and suitable for small businesses. You can record contracts and transaction forms here and easily track them. Other than that you will be getting customizable reports, hundreds of add-ons and more adjustabilities.

5. Square Invoices

Square Invoices is a suitable match for product-based small businesses. You will get easy payment processing services, and other tools to develop your business. The software is too easy to operate. It gives you customizable invoices, contact management facility and sales tracking facility. Above all, it is also accessible through mobile apps.

6. Wave

This is a free accounting service that will be really beneficial for start-ups. It has excellent invoice management and bill developing tools. You will get smart features in it that are suitable for any type of business. The multi currency support feature is an innovative thing in this software that gives you the conveniences of dealing internationally.

7. And.co

And.co will be suitable for freelancers and smaller businesses mainly. You can easily set up and use it according to your requirements. It has flexibility in invoice scheduling and you can also create detailed contracts and proposals. This also has an easy to operate mobile app that will let you track the records with your phone as well.

8. Xero

With Xero you can track sales and purchase transactions, data imports, account reconciliation and track projects as well. It has a good dashboard and advanced setup process that will be suitable for newly started businesses. You can avail reconciliation tools, interactive quotes and other features that will help you grow.

9. Sunrise

For sole proprietors Sunrise will be the most easy to use tool for tracking the expenses, incomes and invoicing the customers. It also allows double-entry accounting that will be suitable for small businesses as well. It supports quotes and estimates and can also handle sales forms. The best part is it is free to use.

10. Invoicely

Invoicely has an excellent reporting and currency support functionality. It gives better services in terms of the billing section.  You will get different pricing options with it and also every useful feature that you need for billing and invoicing. But the customization section may not be that flexible like the other competitors in the market.

These were the 10 names that can change the entire billing and invoicing section of your business. These are very easy to use and you will need very less time to get used to them. Once you get better understanding, you are all set to do the best for your business. So, choose the right one and see the changes that you have always desired.

In all investing circles, the question of whether to invest in commodities and commodity-related stocks is a hotly debated one. Fundamental analysts argue that commodity stocks reflect the underlying prices of their commodity, making it pointless to invest in them. Others argue that commodity stocks can continue benefiting from a bull run in commodities, where periods of stable high prices continue lifting commodity stocks but may not offer great trading opportunities for commodity traders. Therefore, to settle the issue once and for all, we decided to compare the pros and cons of investing in commodities and commodity related stocks in this article. Firstly, we shall begin with pros and cons of investing and trading in commodities:

Pros of investing in commodities

High Profit opportunity

Commodity prices are known to be quite volatile, and hence can rise and fall very quickly according to the current scenario in the market. This provides great opportunities for commodity traders to utilize their expert know-how about the commodity’s future supply and demand to earn profit.

Diversification

Investing in commodities can help you diversify and reduce the risk in your portfolio. This is because when commodity prices rise, stock prices can fall due to higher input costs; hence having commodities in your portfolio can help balance the impact caused by commodity prices on other assets.

Hedge against inflation

Commodities greatly benefit from inflation, as when general prices rise throughout the economy, commodity prices rise as well, which can lead to good profits for a commodity investor. Assets such as fixed deposits or bonds lose value due to inflation, unlike commodities which gain more from this macroeconomic trend.

Cons of investing in commodities

High volatility

Commodities are generally more volatile than equity markets, which is good for traders but not necessarily in the best interest of investors. Commodities can gain and lose a major chunk of their value in a short period of time, which makes it unsuitable for risk-averse investors. It also lacks a fixed interest or dividend income, which affects the liquidity of commodity investments.

Requires extensive market know-how

Just like equities, commodity investing also requires thorough research for achieving profitability. One must know about the major supply and demand factors that impact the chosen particular commodity, and keep a close watch on news of changes in those factors. 

Difficult to calculate intrinsic value

Unlike stocks, which have a certain book value based on the company’s assets, it can be very difficult to quantify the intrinsic value of a commodity. For example, during the lockdown last year, oil prices dropped to near $0 due to oversupply of oil, while this year they have crossed $70 per barrel. The value of commodities is strongly affected by market supply and demand, and it is difficult to determine the ‘right’ value of any commodity because of the ever-shifting nature of supply and demand in the global economy.

Hence, investing in commodities entails high volatility and requires thorough knowledge of the commodity’s market, but also provides high profit opportunities, diversification and a shield against inflation. However, should investing in commodity-based stocks be any different? Yes, it is! Here are the pros and cons of investing in commodity-related stocks:

Pros of investing in commodity-based stocks

Lags behind commodity prices

A commodity-based company’s profits are almost entirely dependent on the price of the commodity it sells, and hence its share price follows the price of the commodity. If a commodity such as oil or gold shoots up rapidly, investors can take advantage of the lag in stock prices to invest in commodity-based stocks and earn a reasonable, predictable profit.

Performs great during stable & high commodity prices

While commodity traders may find a lack of opportunity during periods of stable high prices, commodity stocks continue earning abnormal profits overtime, which can push their stock price higher and higher. However, one must keep in mind that commodity-stocks can severely underperform during periods of stable low prices as well.

Dividend payouts

A great advantage of investing in a commodity-based stock instead of a commodity is that companies often pay out dividends, which is not applicable when investing in commodities themselves. Dividends can provide some annual income for investors, although most commodity stocks may not have a stable dividend payout policy, and would prefer to keep cash with themselves when commodity prices are low.

Cons of investing in commodity-based stocks

Follows commodity prices

Since the majority of the commodity-based company’s profits come from commodity prices, their share price also follows the price of the commodity. Analysts often question whether one should invest in a commodity-based stock, when one can directly invest in commodities themselves and achieve similar returns. 

Requires double research

A major problem with commodity-based stocks is that an investor must not only have knowledge of the commodity’s market, but also of the companies selling the commodity. A company with good management and efficient capital management can generate higher returns than a poorly-run company, even during periods of high commodity prices. Therefore, investing in commodity-based stocks requires extensive research of both the commodity’s market and the companies selling that commodity.

Highly volatile

Like commodities, commodity-based stocks are also more volatile than other equities, which make them riskier for investors. People who prefer more stability in their investments may not find commodity-based stocks to be an appropriate investment for them, due to its highly volatile nature. 

To summarize, investing in commodity-based stocks requires doubly extensive research, have high volatility and follow commodity prices, but also provide dividend payouts and generate great returns in periods of stable and high prices. Both investing in commodities and commodity-based stocks provide great diversification and act as a hedge against inflation in your portfolio, though one must conduct thorough research about the chosen commodity’s market before investing. We hope you found this article helpful. If you liked this article, please share and comment below.

Though we aim and aspire for international peaks, we start from being local. Local recognition is the first step to our dream of reaching globally. So, local SEO will help people around you to know about your business. The kind of business which benefits from local SEO are restaurants, small shops, beauty parlours and saloons, electrical contractors et al.

If we look at how we try to find the “best cafés near me”, “unisex parlor” or “nearest biriyani restaurants near me”, we would understand how much importance the local SEOs play. According to surveys, local SEO has a key role to play in increasing customer visits in business and sales conversations.

What is Local SEO 

Local Search Engine optimizes your website visibility and helps people find your business when they are searching online. It aims to give your business maximum reach and focus locally. Local search engines use the same components such as keyword research, link-building, content and on-page optimisations.

It optimizes visibility in google maps and Search Engine Research Pages (SERPs) as a part of its function so that the business can have maximum reach to the people searching for similar kinds online. 

Who can benefit from local SEO?

Local SEO could be useful to any business which engages local audiences. The local search results will enable the audience to read reviews about the place, see videos and photos, direction of the place and contact details. Additionally, the audience can also compare similar results and choose the best for oneself.

SEO works as a free local advertiser

We know how important it is for businesses to advertise themselves in order to reach people. Mostly, through advertisement people know the name of your advertisement, local SEO allows you to advertise your business and provide much information to the viewers.

How does local SEO work?

Google My Business (GMB) listing is one of the most integral factors behind local SEO success. 

GMB is a tool which tracks and manages how a business performs in the search engine. It’s a tool which helps all businesses to serve people physically but it’s not useful for businesses which operate only online. 

You can add as many photos and videos you want in GMB, to make your business look approachable and interesting to the viewers. Customer reviews are a key factor in GMB, it’s an area of trust for your online viewers. 

GMB is only the starting of the process, there are other important factors like keywords search, customized local content creation, local SEO links and appearing in local directories. 

Quality content is a very important aspect of bettering SEO and in the goodwill of the business to the public. The content should be engaging and relevant with the readers, which will help in your credibility and strengthen relations with customers.

Online business citation and website, try to develop an impressive website for the customers. You can also add your social media links. Social media platforms help gain more audience, and not to forget the customer reviews on these platforms. Address the positive and definitely the negative reviews, you can ask for suggestions from the customers as well, to acknowledge their presence and opinions. Build as many links possible, they help to push the traffic to your side.

Let’s provide you a survey result of how useful local SEO can be :

• Half of the total people who searched on their phone went to store physically in one day
• 34 percent of people who searched on a desktop or tablet did the same.
• 18 percent of mobile searches which is local, lead to sale within a day
• 50% of people on their mobile phones who conduct local searches are looking for something such as a local business address.
• 1 in 3 searches on a phone was done just before arriving at a store physically.

Businesses that won’t benefit from local SEO

Though local SEO is extremely useful and important for businesses to grow and reach people, there are a few types of them who might not be benefited from this. Such as e-commerce shops, local authors and businesses that only have online presence.

There might be millions of businesses like yours, but your local SEO is something that will help you grow better in your locality, and that is the first step towards a global presence. By concentrating on the local SEO, you can build a prominent mark of your business. This also helps with your online visibility that results in more conversions. So, to succeed in your business and improve your revenues, concentrating on local SEO is important.

Tata is the most trusted brand in India. Whenever an Indian hears the word – Trust, the first brand name that comes to mind is always Tata. With 150+ years of legacy, Tata has been the forefront brand that cares about its employees as much as they care about its customers. But very few know that Tata is also known for taking risks in the absence of which India wouldn’t have witnessed such revolutionary changes that she is seeing today. Here’s a list of 10 Biggest Ventures which Tata entered into in the past or is planning to make a foray into in the future:

1. Iron & Steel

With the establishment of Tata Steel in 1907, India achieved tremendous growth as the demand for steel increased manifolds during World War I & World War II. In 2007, Tata acquired the British Steel entity Corus for $ 12 billion which was the largest private sector transaction in the world by an Indian company.

2. E-Vehicles

Tata is undoubtedly the Tesla of India. It didn’t take much time for Tata to realize that e-vehicles are the future and they started investing heavily in the business. Today, 7 out of 10 e-vehicles sold in India are manufactured by Tata. With the acquisition of Jaguar & Land Rover for $ 2.3 billion, Tata is aiming to become a global leader too.

3. Health & Wellness

It was Tata who, to promote research in Cancer Treatment, inaugurated the Tata Memorial Centre which today is the leading Cancer-research centre in India. In June 2021, Tata acquired the majority stake in the e-pharma company 1mg. With a number of research centres, hospitals and pharmacies, Tata aims to make India healthy.

4. Aviation

Tata is a global aviation leader. In 1932, JRD Tata flew the first airline in the world’s largest democracy and consolidated the aviation industry. With a partnership with Singapore Airlines for Vistara and the acquisition of Air India, Tata has shown again that it is still adamant on revolutionising the Aviation industry around the world.

5. Power

Tata Power is a pioneer in many thermal & hydro projects around the country. It was Tata who conceptualised clean energy and promoted hydro-projects in the 1900s and today operates not only in India but also in Singapore, South Africa, Bhutan and Indonesia. Tata Power earns more than INR 6000 crores in revenue and is India’s largest Integrated Power Company.

6. IT

Tata Consultancy Services or TCS is the largest IT company in India, whose market cap is 4 times more than all the listed companies in Pakistan. With companies like Tata Elxsi, Tata is aiming to provide engineering services to e-vehicles around the world. TCS, the largest private-sector employer in India, is currently the cash cow for Tata Group.

7. Tourism

Tata is the owner of Indian Hotels Company Limited which has its presence in about 12 countries on 4 continents around the world. It owns hotels like Taj, Ginger and Vivanta besides operating spas, resorts and jungle safaris. With a closed circuit of aviation, hotels and luxury goods, Tata has well-captured the Tourism Industry.

8. Infra

Infrastructure & Tata has a strong connection which dates back to an era before Independence. Tata established India’s first hydroelectric power station of 40 MW and since then constructed innumerable roads, houses, dams, etc. around the world. Tata Housing, a subsidiary of Tata Sons, develops residential properties & has projects spread across India, Sri Lanka & Maldives.

9. Defence

This is also one of the most unknown business ventures of Tata. India is the world’s 3rd largest defence spender and the Tata group saw a very big opportunity in the sector. Partnering with DRDO and the Ministry of Defence, Tata announced the consolidation of its 5 defence units to make India’s largest private Aerospace & Defence (A&D) company. An unlisted company, Tata A&D is expected to make huge profits in coming years.

10. Watches & Jewellery

Tata-owned Titan is the 5th largest watch manufacturer in the world. Today, Titan owns not just Watches under the segment of Fastrack, Sonata but also eyewear (Titan EyePlus) and Jewellery (Tanishq). Very few Indians are aware of the fact that the first jewellery retail chain was opened by Tanishq only.

Tata also has plans to foray into ecommerce platforms and counter Amazon, JioMart and Flipkart. Tata has almost every consumer good like salt, tea, coffee, clothes, etc in its basket. Now, it aims to create one single app or rather a Super App- TataNeu for all its products and services- be it financial services, grocery or medicine shopping, or airline services.

When we hear the word eCommerce, companies like Amazon, Flipkart, Snapdeal, eBay, Meesho etc. come to our mind but these are eCommerce marketplace. And eCommerce business is not limited to this, there are different ways you can sell your products or services online.

To understand the difference between these eCommerce platforms, read how many types of eCommerce websites exist in the market. Now you know the difference, it will be easy for you to decide how you want to get started. Again, I want to remind you that to start an eCommerce business you need not to own a website, you can sell products through marketplace or social media. So, Without further ado let’s get started. I will guide you how to start a online eCommerce business and what all is required to take your business online.

1. Decide what you want to sell online

Skip this part and move to 7th point if you already have a business and you want to sell online. Considering you are new to business, there are a lot of things you can sell online. Here are a few trending product ideas to sell online. If you want to offer service through your website then better know it. But still here are some of the service ideas for your business.

2. Do market research about the product

Once you have decided the product or service it is important to do market research to understand the sales scalability. What problem you are solving, who is your buyer, etc.

3. Decide business name

Deciding a business name is the least important thing when you are starting up. Read this post if you need help in deciding a good name for your business or website. Mostly focus on the product or service that you are going to offer because that is what that matters the most. Also you can have a different business name and different website name. The only thing you will have to do is mention these details on your website.

4. Register your business

Depends on the country you live in. Every country has different rules and regulations. But in India if you are starting as a beginner this 1 certificate is enough- it takes around 7 working days to get a notification on your GST application for approval but if you get rejected don’t worry try again or contact GST support they will guide you and watch YouTube videos for further guidance.

5. Get a current account

How to choose which bank is best for your business? All the banks today offer services required for online business. Go to the nearest bank branch and Subscribe to their service, Submit your form online or go to the bank and submit all the documents required for opening a bank account.

• How to create account on sbi
• How to create account on hdfc
• How to create account on icici
• How to create account on axis bank

6. Sign up on marketplaces

JioMart, Snapdeal, Meesho, Amazon, Flipkart, Paytm these are marketplace eCommerce platforms you can sell on these platforms but they charge commission on each sale and have different policies. Marketplace eCommerce are the best choice and best platform to get started if you don’t want to invest initially. To get help in creating an account on these platforms go to links below to learn how to sign up for a business seller account.

• Signup on amazon seller
• Signup on meesho
• Signup on flipkart
• Signup on paytm mall

7. Create an ecom website

You don’t want to give commission to anyone. If you want to sell products from your own platform, then click on the link below to learn how to create your own eCommerce website.

• Create eCommerce website on wordpress woocommerce
• Create eCommerce on wix
• Create eCommerce on shopify

8. Create social media business pages

To promote your business, don’t wait for documents, create videos, creative pictures and share on social media, promotion is the key. If you get orders on social media and your gst application is still in process don’t panic, contact delivery partner for help or go to local courier service provider and ship your product. For any help just google or watch youtube videos, you don’t need any paid courses.

9. Signup for delivery partner

If you are selling on the marketplace, companies offer pickup and delivery options so you need not worry about delivery once you receive an order, pack it and for shipping just schedule pickup their delivery partner will come and pickup the order and ship it to the customer for you. but if you are selling it on your own platform or through social media then signup with shiprocket, delhivery and integrate with your platform. If you need any help in this regard contact their customer support they are there 24/7 to help you.

10. Payment gateway

The best platform in India is paytm for indian customers to receive payments but for international customers signup paypal. There are other payment gateway as well like razorpay and payu etc. Contact company customer support for help, they will help you create an account for your business, also help you in integration. Payment gateway is not required if you are selling through a marketplace eCommerce platform.

11. Setup your inventory

Unless you are a service provider, you need products in your inventory so if you get an order you can ship it to your customer. Also, there is an option to outsource your inventory and focus more on core operations, it will save your time and money.

12. Purchase packaging items

check out our blog to get an idea how after order system works. We have listed all important items that are required to ship the product to customers.

Go wild, once you get your business registration certificate in your hand.

Money is happiness! Not just blog but also you can create forum site or a free online tool site and monetise it… online tools are called money making machines you don’t need to work on content writing. You can use multiple ways to monetise your website. 

1. Google Adsense or It’s Alternative

Google adsense is the most popular way to monetise a website. According to wikipedia, over 38.3 million websites are currently using google adsense. It is one of the easiest ways to monetise a website. If you are seeing ads on our website, we are using google adsense. But in some cases google rejects adsense applications so there are alternatives that you can join. 

2. Affiliate Marketing

Affiliate marketing, if you are familiar with this term then you probably know about amazon associate program. Yes, we get commission when someone buys a product recommended by us on our website. There are many affiliate programs not just amazon associate programs you can join and promote their products on your website and monetise your website. You can join affiliate marketing networks like cj and clickbank.

3. Sponsored Posts

Sponsored posts are like any individual or company can approach you to publish content on your website about them.

4. Paid Product Reviews

Paid product reviews, companies approach you and ask you to write product reviews about their product and they pay you for that. Such requests are not easy to get, you need to have a huge traffic or audience base.

5. Selling Ad Space

This is actually similar to google adsense but the only difference is there google is a 3rd party which works as a bridge but here clients can directly approach you .

6. Donation-Based Monetization

You can also ask your regular readers for donations and can offer premium content, 

7. Sell ebook

If you are good at something you can create an ebook and sell it to your reader. 

8. Flip Websites

This is a 2 way road, buy and sell. Website flipping is a money making opportunity for online entrepreneurs. You need to have good knowledge about websites. If you want to buy and sell websites but if you don’t have enough knowledge then you can create a profitable website from scratch and sell them on marketplaces like Microacquire or flippa.

9. Offer Consultation

Again if you have an educational blog, then you organically without investing much on ads get leads from clients. You can monetise your blog using ad networks like adsense and also offer consultation to your reader.

10. Sell a product (digital or physical)

You can have an ecommerce website, there are alot of product you can sell. As i mentioned earlier you can use multiple ways to monetise your website. If you have a blog on fashion niche you can sell fashion related products to your audience. It is actually a cheaper way to promote your product. 

When you are just starting up, you should not invest huge amounts. That doesn’t mean you choose cheap hosting for your blog instead You should purchase affordable WordPress hosting. Hosting that offers features like easy to manage, fast, reliable, and secure at comparatively low cost. Don’t get influenced by YouTube videos, starting a new business and earning money is not an easy task. The reason why I am recommending you to purchase affordable hosting is if you invest more money and ROI (return of investment) is not good you will be demotivated and probably you will leave blogging. Here are another 9 reasons why I am recommending these managed WordPress hosting.

You need to have patience if you are starting your blog, considering you won’t make money for 1 year, you will publish regular content. And hey if you are looking for a free guide to help you in setting up your first WordPress blog website you can rely on me. Read more about how many types of hosting are there and what are things you should consider before purchasing a hosting. How to choose the best hosting plan for your blogging website. Also, what are the different ways to earn money from a blog? What are other options than blogging to earn money online?

Recommended List of Affordable WordPress Hosting:

1. Namecheap
2. Hostinger
3. Bluehost
4. Dreamhost
5. GoDaddy

1. Namecheap

Namecheap is the most recommended web hosting service provider. It is fast, affordable, reliable, easy to use, provides free SSL, offers automatic backup even in starter plans as well and the best part is their customer support team, They are great, they are 24/7 available and well knowledgeable. The secret why we are recommending namecheap for hosting is because currently we are using it. To our surprise, their customers are all over the world counting up to 4 million domain names. Some of its pros include; accreditation by ICANN, the upsell tactics are minimal, and easier to transfer.

2. Hostinger

Hostinger is the 2nd most recommended wordpress hosting by professional bloggers. Hostinger affordability allows beginners to easily start their blogging journey. I have to say this if you are an aspiring blogger you must have watched hostinger advertisements on different social media platforms. We have used Hostinger in the past and we have a very good experience with the company, it is equally as good as namecheap. The most interesting thing that I found about hostinger is it’s hpanel, which has a very clean user interface. Only thing I dislike about hostinger is if you face any issue they will immediately ask you to upgrade.

3. Bluehost

4. Dreamhost

5. GoDaddy

Godaddy is one of the most popular companies which also offers a plethora of services from domain registry to hosting services, and whatnot, they have everything you require to go to the world wide web (online). If ever the terms size and market domination come into mind, then GoDaddy should be the first one to opt. It holds a domain registry market share of over 30%. I have past experience with Godaddy and their customer support is the best among the companies in our list. Some of the disadvantages are unlike namecheap and hostinger they charge extra money for addons like SSL and Privacy Protection.